Start with what costs nothing
Most budget decorating advice starts with shopping. It should start with a slow walk through your own rooms, because the changes that make the biggest difference cost nothing at all: where the furniture sits, how the daylight moves, and how much you own. A room rarely needs more things. It usually needs a better arrangement of the things already in it.
So work in a fixed order. First the free moves: layout, light, and editing. Then the almost-free ones: warmer bulbs, clean covers, shelves rearranged. Only after that, if a room still asks for it, a small amount of money spent in the one place it will actually show. Followed in that order, a tight budget stops being a limitation and becomes a filter that keeps out everything the room did not need.
Move the furniture before you buy anything
The cheapest way to change a room is an afternoon of pushing furniture around. Pull seating away from the walls and toward each other. Turn the chairs to face the window instead of the television. Clear the path between the door and the window so light and people can both get through. A room that has been arranged on purpose reads differently within the hour.
The same rule holds in a bedroom. Try the bed on a different wall, ideally one where you wake facing the window. Move the chair that collects clothes out of the corner, or give it a lamp and let it become a reading seat on purpose. None of this costs anything, and a bedroom with the bed in the right place needs very little else.
Edit, then rearrange what you already own
Every object in a room asks for a little attention, and the sum of those asks is what makes a space feel restless. Taking things out is a decorating decision, not a chore. Clear one surface completely and live with it for a few days. Most of what comes off a shelf will not be missed, and the few things you do miss will look better for having room around them.
Then rearrange what remains. Stack some books horizontally and stand others upright. Group small objects by material or color instead of scattering them one per surface. Bring the bowl from the kitchen shelf into the living room, where it can actually be seen. A home shopped from its own cupboards often looks more considered than one filled with new things, because everything in it was already chosen by you.
The almost-free changes
A short list of changes costs very little and carries a whole room. Swap cold bulbs for warm ones, especially in the lamps you switch on after dark. Wash or replace the cushion covers and the throw that lives on the sofa, because tired textiles drag a room down more than old furniture does. In the bedroom, fresh pillowcases and a properly made bed do more than any decoration.
Simple handiwork belongs here too. One wall painted in a deeper color, an old side table given the same coat, the knobs on a chest of drawers swapped for ones you like better. Hang the curtain rod a hand's width higher and wider than the window so the curtains frame the glass instead of covering it. These are small, patient jobs, and each one reads far larger than the effort it took.
Where a little money is actually worth it
If some money is available, spend it where you spend your time. The seat you sit in every evening. The lamp beside it. The bedding that touches you every night. A small amount spent on a thing used daily outweighs the same amount spread thinly across ornaments, because you feel the difference every day rather than only when a guest notices.
One good textile can settle a whole room: a wool throw with some weight to it, curtains lined and long enough to reach the floor, a rug large enough to sit under the front legs of the furniture rather than floating in the middle. Choose slowly, in colors already present in the room, and one purchase at a time is usually enough.
The first step costs nothing and takes ten minutes. Pick the room you use most, clear one surface in it completely, and put back only the two or three things you are glad to see. That small patch of calm is the whole method in miniature, and the rest of the house will follow it.